Lions and Tigers, and Credit Cards…Oh My!

Do you ever wonder why you get so many credit cards offers in the mail? You might even think, perhaps, it’s a good idea to get a credit card. After all, you have wanted to take a vacation and a new credit card might just allow you to do that! But wait – there are […]

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How To Appropriately Establish Credit As A Young Adult

You were an obedient child, for the most part. You went to school, received good grades, participated in school activities and now you are about to graduate from college and begin your adult life! You found the perfect apartment and are about to begin your ideal, well – maybe not so ideal – job. Hey, […]

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Retirement Savings: How Confident Are You That You’ll Have Enough Money To Retire?

Retirement may seem like it’s a long ways down the line for many Americans. And, while that may be so, it’s important to not only think about it, but also plan for it. We all live busy lives and saving for what may be decades away may not be a priority for some, compared with […]

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Understanding Your Credit Score: What You Need To Know

Have you been turned down for credit and don’t know why? Have you ever taken a look at your credit score? And, if you have, do you understand what it means or how it’s calculated? According to a new study by the Federal Reserve Bank of New York, overall, debt levels rose at the quickest […]

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Millennials: Where’s the party?

The millennial generation should be enjoying life, taking great vacations with the guys or gals, building a career, or perhaps starting a family. According to new government data life is not all fun and games. The U.S. Department of Labor survey showed that less than a third of millennials have a bachelor’s degree, and more […]

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Debunking the Myths About Credit

A credit report is like a report card that provides lenders a snapshot of how you use credit. It will help them determine whether to give you a loan and what interest rate to charge you. If you are paying debts on time and keeping your credit balances low you are in good shape. While […]

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