Archive by Author

Making New Year’s Resolutions You Can Keep

It’s the start of the New Year and I know what you’re thinking. This is going to be the year I finally follow through on my New Year’s resolutions.  This is the year I get serious about accomplishing _______________ (you fill in the blank). Do you want to lose weight, save more money, get out of […]

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Homeownership: Is It Right For You?

With interest rates at low levels, perhaps, you may be thinking now is the time for you to buy your dream home. Buying a home is a big step, takes lots of preparation, and is likely the most expensive purchase you will make. It is important to not only understand what it means to buy […]

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Budgeting: A Family Necessity

Our families are busier now than ever before. Between work, school, homework, sports activities, after-school programs, social media, friends, and family affairs, we may not be having some necessary discussions. One of the most sensitive conversations families have, or avoid, is about money. Growing up in a culture where finances were not discussed for various […]

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T.E.A.M.’s 2015 Must Do List

Now that 2014 is over it is time to push forward and make 2015 your best year yet. Did you make New Year Resolutions? On the tope of many people’s lists are getting their finances in order in 2015. So, here are a few tips to help you create the financial life you desire. Get […]

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The Best Gifts For The Season

The temperature is falling, the turkey is in the oven and the gifts are piling up in your trunk. This holiday season give the gift that will give back to you. Your time! Many people fret over what they will buy that special someone, or that new friend. They first worry about the money and […]

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T.E.A.M.’s Top 10 Bad Money Habits

Everyone has a bad habit, or two. And some habits are worse than others. We all know that habits are hard to break but, when it comes to your finances, not kicking a bad money habit could be detrimental to your financial health. Americans have a lot of debt. This has caused financial disaster for […]

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Get To Know The CFPB And How It Works For You

America is slowly recovering from the most serious financial crisis since the Great Depression. There were many causes of the crisis. But the problems experienced by many Americans were exacerbated by the complexity of the financial marketplace and the complexity of the decisions that consumers must make to manage their finances effectively. Despite the availability […]

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My First Step Towards Establishing Credit: One Woman’s Credit Seeking Adventure

Antoinette is a twenty-three year old graduate student in Ohio. She will graduate in May 2015 and begin to live her life, for the first time, not as a student. Fortunate for her, and unlike many graduates today, she won’t be saddled with student loan debt. Antoinette received full scholarships to pay for both undergraduate […]

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Financial Advice For Young Adults – What You Need To Know But Weren’t Taught In School

You just received your first paycheck and you are really excited! Finally, you’re making some real money. But, what should you do with that hard-earned cash? Of course, you probably would like to have a good time but now is an excellent time to get your financial life in order. Personal finance is a critical […]

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How To Save Money When You Live Paycheck-to-Paycheck

Life would be better if I just had more money. Is that what you hear yourself saying – if only I had more money, I would do this or that? If you are living paycheck-to-paycheck, like most Americans are according to a report by bankrate.com, it is time to rethink your spending habits. Living paycheck-to-paycheck […]

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